Re: Leading Individual that have 700 credit rating ?
The new unconventional matter is you to both cards for many who dug off much sufficient were certainly getting borrowing advice throughout the exact same lay. There shouldn't be something completely wrong using my borrowing.
We have a leading get (800+), since a supplier advising me just what it try rather has just. Mortgage is actually way back when paid, and you can all of our HELOC line of credit try closed since they need they getting "renewed" once twenty five years and we don't. I hold just one and exchange them around all of the couple of months.
We pay back the balance every month so that the total borrowing from the bank balance never exceeds 5%-10% of offered credit. I believe you to lower credit usage was a switch metric you to definitely goes into new higher rating.Read more
